Unlock Your Dream Home with Offerly!
Smarter Lending. Offer-Ready Results.
Welcome to Offerly Home Loans — a modern mortgage experience built around speed, flexibility, and personalized service.
ask us anything!
Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. We're ready to guide you every step of the way!
801-362-5983
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Get Your Personalized Mortgage Quote Today!
Built for You, Backed by Experience
I'm Jesse — and I built Offerly Home Loans to simplify the loan process for buyers, homeowners, and investors alike.
With Offerly, you'll experience:
Fast, straightforward pre-approvals
Clear communication every step of the way
Tailored loan solutions for your unique situation
Confidence at closing
Your Loan Options
Home Purchase
Refinance
Investment Options
FHA, VA, and Conventional options
Down payment assistance
Competitive interest rates
Rate & term refinancing
Cash-out refi
Customized guidance based on your financial goals
203k FHA Loans
Investment Loans Starting at 5% Down.
Fix & Flips Loans & Hard Money
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
Testimonials
— Scott & Christine C.
Jesse helped us secure our home loan faster than we thought possible. He was honest, clear, and always available when we had questions.
— Cory H.
The Offerly system took the guesswork out of buying investment properties. Jesse knows what investors need and it shows.
Frequently Asked Questions
How much do I need for a down payment?
It depends on the loan type. Some programs like FHA require as little as 3.5% down. VA and USDA loans may require 0% down. Conventional loans typically range from 3%–20%. Our team will help you explore the best option for your situation.
How do I know how much I can borrow?
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
What documents do I need to apply for a mortgage?
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.
How long does the mortgage approval process take?
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.
Will applying for a mortgage affect my credit score?
A credit pull can cause a small dip (usually less than 5 points). Multiple pulls within a short time frame (typically 14–45 days) are grouped together, so it won’t compound if you’re shopping rates.
Jesse Fisco
NMLS ID: 1884283
quick info
(801) 362-5983
360 Technology Court Suite 200, Lindon UT 84042
Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:1359687. All loans subject to credit and property approval. Our privacy policy is here and our terms of use are here. State License Data: Here
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